Terms and Conditions
General

Before using this website (the "Website"), you should read the following terms and conditions carefully (the "Terms of Use"). This Website is made available to you by CATCo Investment Management Limited ("CATCo IM") and relates to CATCo Reinsurance Opportunities Fund Ltd. (the "Company"), a closed-ended investment fund who shares are admitted to trading on the London Stock Exchange's Specialist Fund Market.

By accessing the Website you confirm that you have read, understand and agree to be bound by the Terms of Use and the regulatory requirements governing the use of the Website. If you do not agree with or accept any of these Terms of Use, you are not authorised to use the Website and your sole remedy is to cease using the Website immediately.

The information described below is current at the date of publication but is subject to change without notice. You should review these Terms of Use regularly as your continued use constitutes agreement to all such changes. Some of the provisions contained in these Terms of Use may also be superseded by provisions or notices published elsewhere on our Website.

Note by accepting these Terms of Use you also agree to "cookies" being placed on your computer (please see our Privacy Policy for further information).

No offer

This Website and the information contained herein is for informational purposes and does not and is not intended to constitute, and should not be construed to be, a direct or indirect offering or placement of shares in the Company or the provision of investment management, advisory or other services to any person in any jurisdiction in which such solicitation is not authorised or to any person to whom it would be unlawful to make such solicitation.

Disclaimer and Limitation of Liability

The Website is provided "as is" and we give no warranties of any kind express or implied in respect thereof. Use of this Website is at your sole risk. We do not warrant or represent that: (a) any information contained on this Website will be accurate, complete or up to date or meet your specific requirements; (b) you will be able to use the Website or that it will continue to be made available in its current or any other form; (c) access to this Website will be uninterrupted or that there will be no delays, failures, errors or omissions or loss of information as this Website is transmitted to you, and (d) no viruses or other contaminating or destructive materials or elements will be transmitted or that your computer system will not be damaged. It is your responsibility to use anti-virus software on any software or other material that you may download from the Website and to ensure compatibility of such software or material with your equipment; check any content or information published on the Website is accurate or complete. We do not provide any guarantee about the accuracy, functionality or performance of any third party software, content or equipment used in connection with this Website.

We make no representations, warranties or undertakings about the information or opinions contained within the Website. The information and opinions contained in the Website are provided by us for personal use and informational purposes only and are subject to change without notice. In addition, we make no such representations, warranties or undertakings about any website to which ours is linked and accept no responsibility for the content of external sites.

Except as expressly set out in these Terms of Use, all warranties, conditions and representations expressed or implied by statute, common law or otherwise (including, without limitation, warranties as to satisfactory quality, fitness for purpose or skill and care) are hereby excluded to the fullest extent permitted by law.

To the fullest extent permitted by law, neither the Company nor CATCo IM shall be liable for any damage, loss or liability (whether arising in contract, tort, including negligence, or otherwise) of whatsoever nature suffered by you (including, without limitation, direct loss or damage, indirect or consequential loss or damage, loss of goodwill, loss of business opportunity, loss of data or loss of profit) arising out of or in connection with (a) your use of or inability to use this Website; (b) your use, reference to or reliance on any information on this Website; (c) any error or inaccuracies in any information or material within or relating to the Website; or (d) any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to this Website or your use or attempted use of it.

Local regulatory restrictions

The Website is not directed at any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Website is prohibited or which would subject us to any registration or other requirement within such jurisdiction or country. Specifically, the Website is not directed at any person in the United States of America, Australia, Canada, the Republic of South Africa and Japan. We reserve the right to limit access to the Website to any person, geographic region or jurisdiction. Additionally, the promotion and sale of shares in the Company may be restricted in your jurisdiction. Persons in respect of whom such prohibitions apply must not access the relevant pages on the Website. Those who access the Website do so on their own initiative and are responsible for compliance with applicable local laws and regulations; legal advice should be sought in cases of doubt.

You are required to notify CATCo IM and the Company immediately by email if any information which you are able to access on this Website would cause you, CATCo IM or the Company to be in breach of applicable laws or regulations. In such event, you shall: (a) destroy immediately any such information (and all copies) which has been downloaded or printed by you from this Website; (b) stop accessing this Website; (c) disregard such information; and (d) treat such information as confidential and not disseminate it.

Investment performance

The value of investments and the income derived from them may fall as well as rise and investors may not receive back the amount originally invested. Where past performance is shown it refers to the past and should not be seen as an indication of future performance, and nothing on this should be interpreted to state or imply otherwise. Changes in rates of foreign exchange may cause the value of the investments to go up or down. Any forecast, projection or target is indicative only and is not guaranteed in any way. We accept no liability for any failure to meet such forecast, projection or target.

Intellectual property

All intellectual property rights (including, without limitation, copyright, database rights, design rights, patents and trademarks) contained in this Website are owned by or licensed to the Company and/or CATCo IM unless otherwise stated. Nothing in these Terms of Use grants you any rights in the Website or the content contained therein.

Reproduction of all or any part of this Website or any information contained within it is prohibited unless required for personal, non-commercial, use, provided that: (a) you must not alter any extract contained on or obtained from this Website in any form; (b) you do not remove any copyright or other proprietary notices; (c) you do not download the contents to a database that can be used to avoid further downloads from the Website; and (d) you do not use the contents in a manner that suggests an association with any products, service or brands. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Any other use is prohibited unless you first get our written permission.

Any downloading or otherwise copying from the Website will not transfer title to any software or material to you. If you print off, copy or download any part of the Website in breach of these Terms of Use your right to use the Website will cease immediately and you must at our option return or destroy any copes of the materials you have made.

This Website contains names and logos that are registered trademarks owned by or licensed to companies within the CATCo group. We may also claim trademarks and service marks in other marks contained within the pages of the Website. Use of any such names or logos is forbidden without our prior written consent.

You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose or in any way exploit the whole or any part of the Website without the prior written permission of the Company. You may not use the Website in any way that is fraudulent or unlawful.

Neither you nor any other party may use any part of this Website on any other website, or link any other website to this Website, without our prior written permission, save that you may link to the home page of this Website, provided that you do so in a way that is fair and legal, does not damage our reputation or take advantage of it. You must establish a link to this Website in such a way not to suggest approval or endorsement on our part where none exists. We are not responsible for the set-up of any link from a third party website to our Website.

Forward-Looking statements

Certain materials on this Website may contain statements, beliefs and opinions which are forward-looking and reflect current expectations and projections about future events as of the date of the materials. By their nature, forward-looking statements involve a number of risks, uncertainties and assumptions that could cause actual results or events to differ materially from those expressed or implied by forward-looking statements which could adversely affect the outcome and financial effects of the plans and events described. Forward-looking statements contained in this Website regarding past trends or activities should not be taken as a representation that such trends or activities will continue in the future. Users are cautioned not to put undue reliance on these forward-looking statements. Forward-looking statements speak only as of the date they are made, and neither the Company, CATCo IM, nor any other person assumes any obligation to update or revise any of them in light of new information, future events or otherwise.

Miscellaneous

The content of this Website is general in nature. Nothing contained on this Website constitutes investment financial, legal, accounting, tax or other advice, nor is it to be relied on in making an investment or other decision. If you do require investment advice, please consult a suitably qualified professional adviser. You should take appropriate professional advice as to any securities, taxation or other legislation affecting you personally prior to investing. This Website and the information contained herein is not a recommendation to acquire or dispose of any investment or to engage in any other transaction and does not make any recommendations about the suitability of the Company for the circumstances of any particular investor.

These Terms of Use contain the entire understanding and agreement between CATCo IM, the Company and you in relation to your use of the Website and supersede and replace any representation, statement or other communication (whether written or otherwise) made by you, the Company or CATCo IM which is not contained herein.

If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, unlawful or unenforceable you agree that the other provisions of these Terms of Use will remain in full force and effect to the fullest extent permitted by law.

All information gathered from you in connection with your use of the Website will be maintained in accordance with our Privacy Policy.

Neither the Company nor CATCo IM represents, warrants or guarantees in any way that there is continued availability at all times or of uninterrupted use by you of the Website. Your use of this Website is at the sole discretion of the Company. CATCo IM may deny you access to the Website or any portion thereof at any time, without notice and with or without cause. Further the Company and CATCo IM each reserve the right to suspend or cease the operation of the Site from time to time at its sole discretion.

You should be aware that the internet, being an open network, is not secure. If you choose to send any electronic communications to us by means of this Website (whether by means of email or otherwise), you do so at your own risk. We cannot guarantee that such communications will not be intercepted or changed or that they will reach the intended recipient safely. We cannot guarantee that any information displayed on the Website has not been interfered with without our consent.

No delay or failure by you or us to exercise any of our or your powers, rights or remedies under these Terms of Use shall operate as a waiver of them, nor shall any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them. Any waiver to be effective must be in writing. The remedies provided in these Terms of Use are cumulative and not exclusive of any remedies provided by law.

Governing Law

These Terms of Use are governed and construed in accordance with the laws of England and Wales. You hereby consent to the exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of this Website. Use of this Website is unauthorised in any jurisdiction that does not give effect to all provisions of these Terms of Use, including without limitation this paragraph.